Vehicle & Asset Finance Ltd (VAF Ltd)

Moving to New Zealand? Finance Made Simple for New Arrivals

Starting a new life in New Zealand is exciting, but it can also be overwhelming—especially when it comes to getting set up financially. Whether you’ve just arrived or are still planning your move, one of the biggest challenges many newcomers face is access to finance. At Vehicle & Asset Finance Ltd (VAF Ltd), we understand these challenges and are here to make the process straightforward and stress-free.

Finance Solutions Designed for Migrants

If you’re moving to New Zealand, you may be wondering: “Can I qualify for finance without a local credit history or payslip?” The good news is—yes, you can. At VAF Ltd, we specialise in helping new migrants secure finance for vehicles and personal loans, even if you’ve only just landed in the country.

Here’s how we can help:

• Vehicle finance or personal loans – tailored to your needs.
• No deposit required – making it easier to get started.
• Pre-approval available while overseas – so you’re prepared before you arrive.
• No payslip or credit record needed – perfect for those starting fresh.
• Low interest rates – competitive options to keep payments affordable.
• Finance terms longer than visa duration – giving you flexibility and peace of mind.

Why Choose VAF Ltd?

Led by Jacques Marais, Founder & Managing Director, our team is committed to making finance accessible for migrants who may not yet meet traditional lending requirements. We pride ourselves on understanding your unique situation and providing practical solutions that fit your journey.

Get Started Today

Whether you need a vehicle to explore your new home or a personal loan to settle in comfortably, we can help. Our mission is simple: to give you financial confidence as you begin your new chapter in New Zealand.